The Ahlbum Insurance Group

The Ahlbum Insurance Group is dedicated to helping people find the best insurance solutions for their medical needs and their finances. We know insurance can be confusing and we help you sort it out. We have been able to help many sort out the best solutions for:

  • Medicare Insurance
  • Medigap Insurance
  • Medicare Disability Insurance
  • Life Insurance
  • Long Term Care Insurance

National Association of Medical Supplement Advisors

Medicare Plans

Medicare Part A (Hospital Insurance)

  • Helps cover inpatient hospital care.
  • Helps cover skilled nursing facility care, hospice, and home health care.
  • Patients are responsible for deductible for hospital confinement.
  • Patients are also responsible for a co-payment after 20 days of skilled nursing confinement

Medicare Part B (Doctors)

  • Helps cover doctors’ services, hospital outpatient care, and home health care.
  • Helps cover various preventive services to help maintain a healthy lifestyle.
  • Help pay for durable medical equipment.
  • Patients are subject to yearly deductible under part B.

Medicare Part C (Medicare Advantage Plans) (HMO)

  • Medicare advantage plans are health plans run by Medicare-approved private insurance companies.  Medicare advantage plans take over your Medicare and include Part A, Part B, and usually other coverage like prescription Drug coverage.
  • These plans carry a doctor network and only allow you to see doctors within the plan.

Medicare Part D (Medicare Prescription Drug Coverage)

Part D helps with your prescription drug coverage on different Medicare plans.  These plans are offered by insurance companies and private companies that are approved by Medicare.

  • Helps cover the cost of prescription drugs.
  • May help lower your prescription drug costs and help protect against higher costs in the future.