Pre-existing conditions / Preexisting health conditions
What is a Pre-existing condition? A pre-existing condition is generally any condition for which medical treatment was sought or received during a specified look back time frame of 6, 12, 24 months depending on the company.
There are various types and degrees of pre-existing conditions. The more common are diabetes, heart problems, stroke, arthritis, depression, cancer, high blood pressure and obesity.
Many insurance companies will refuse or restrict coverage if one of these conditions exists and almost all have waiting period before coverage for the condition will begin.
I have a pre-existing condition, what do I do? Simply fill out and submit the form below and an experienced, licensed, professional agent, who after discussing your needs with you , will go to work helping you obtain the coverage you need. The Ahlbum Insurance Group has specialized in providing affordable coverage for preexisting conditions for over a decade.
Here are just a few reasons why we should be your top choice:
Flexibility. You have the freedom to choose your doctor, hospital and specialist. You also have the freedom to choose from a wide variety of products and insurance policies with benefit options that can be custom fit for your needs.
Affordable. We provide access to quality health care insurance coverage. Our premiums are competitive when compared to other companies' plans
Guaranteed Renewable. Not only are you getting the coverage at the right price but your policy cannot be cancelled as long as premiums are paid on time.
Our health plans are FAT!
Flexible, the benefits you want
Affordable
Tailor made from the ground up just for you
Whether you have been turned down because of health conditions, changed jobs and lost coverage, or are just fed up ever increasing premiums, we can help.
HEALTH QUIZ:
- Are you one of more than 45 million people without any health insurance?
- Is your annual expenditure on health care excessive?
- Are you concerned with the rising cost of health care?
- Do you work for a small business which does not offer health benefits?
- Are you an individual or small business worker / owner looking for affordable health insurance options?
- Do you pay any health care expenses out of your own pocket?
- Do you feel you are underinsured?
- Are you looking for affordable insurance premiums with flexible benefits?
If you answered "Yes" to one or more of these questions, please contact us so that we can show you how we can help!
We offer plans written by the top rated companies, with issue age pricing, are guaranteed renewable and freedom to see any doctor, go to any hospital, anywhere in the USA!
SAMPLE POLICY FEATURES (66.1KB PDF File)
Let one of our highly trained and knowledgeable representatives "build " a plan for you.